This Privacy Policy covers your use of this website. For insurance transactions, please also read our Insurance Consumer Privacy Notice, and see our Cookie Policy and Your Privacy Choices.
01 Scope of This Policy
This Privacy Policy explains how KASL Insurance Services LLC, doing business as Chelsea Insurance Services (“Chelsea Insurance Services,” “we,” “us,” or “our”) collects, uses, and shares information when you visit or use this website. It applies to the website only. Information we collect in connection with insurance products and transactions (nonpublic personal information) is addressed in our Insurance Consumer Privacy Notice, which should be read together with this Policy. Our use of cookies is described in our Cookie Policy.
02 Information We Collect
Information you provide. When you submit a quote request or contact us, we collect the information you choose to provide — such as your name, email address, phone number, state, line of business, effective date, risk details, and any files you attach.
Information collected automatically. When you visit the Site, our hosting and security providers automatically receive standard technical information such as IP address, browser type, device information, pages viewed, and timestamps, used to operate and protect the Site.
Preferences. We store your cookie-consent choice in your browser (a first-party cookie and local storage) so we do not have to ask on every page.
Please do not submit Social Security numbers, driver’s license numbers, financial account numbers, or health information through the Site’s forms.
03 How We Use Information
- To respond to your quote requests and communicate with you;
- To seek quotes and place coverage with insurance markets, when you ask us to;
- To operate, secure, maintain, and improve the Site;
- To comply with legal, regulatory, and licensing obligations;
- With your consent, to measure Site usage and support marketing (see our Cookie Policy).
04 How We Share Information
We share information only as needed to run our business and serve you:
- Service providers that help us operate the Site and our business (for example, form delivery, website hosting and security, and email), under obligations to protect the information;
- Insurance markets and carriers, when necessary to obtain quotes or place and service coverage you request;
- Legal and safety purposes, when required by law, regulation, subpoena, or to protect our rights, security, or property;
- Business transfers, in connection with a merger, acquisition, or sale of assets, subject to this Policy.
We do not sell your personal information for money. We do not share personal information for cross-context behavioral advertising without your consent, and we honor opt-out preference signals as described in our Cookie Policy.
05 Text Messaging (SMS)
If you text us or agree to receive text messages from Chelsea Insurance Services, we use your mobile number only to respond to you and to service your quote, policy, or account. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. You may opt out at any time by replying STOP. See our SMS Terms at https://www.chelseacover.com/sms-terms.
06 Cookies & Similar Technologies
We use cookies and similar technologies as described in our Cookie Policy. Non-essential cookies are used only with your permission, which you can give or withdraw through the consent banner or Your Privacy Choices. We honor the Global Privacy Control (GPC) browser signal.
07 Your Choices & Rights
You can manage cookie preferences at any time via Your Privacy Choices. Depending on your state of residence, you may have rights regarding your personal information — such as the right to know, correct, or delete information we hold about you. To make a request, contact us using the details below; we will verify and respond as required by applicable law. We will not discriminate against you for exercising your rights.
08 Data Retention
We keep personal information only as long as needed for the purposes described in this Policy — including responding to your inquiry, providing services you request, and meeting legal, regulatory, insurance-records, accounting, and audit requirements — and then delete or de-identify it.
09 Security
We use reasonable administrative, technical, and physical safeguards designed to protect personal information, including transport encryption (HTTPS) on the Site. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
10 Children’s Privacy
The Site is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children under 13; if you believe a child has provided information to us, contact us and we will delete it.
11 Third-Party Links
The Site may link to websites and services we do not operate. Their privacy practices are governed by their own policies, which we encourage you to review.
12 Changes to This Policy
We may update this Policy from time to time. The “Last Updated” date above reflects the most recent revision, and material changes will be posted on this page.
13 Contact Us
Questions or requests about privacy? Contact us:
Chelsea Insurance Services (KASL Insurance Services LLC)
Firestone, Colorado
Email: [email protected]
Phone: 720-669-3647