Insurance in Colorado
Colorado is Chelsea Insurance Services' home state, where our team is resident-licensed and based. We help Colorado households and businesses find property and casualty coverage suited to Colorado's hail, wildfire and severe-storm exposure.
Personal lines in Colorado
Canine Liability
Liability coverage for dog owners, including dogs with a bite history, dogs excluded or limited on another policy, or a landlord or HOA requirement.
Colorado canine liability detailsHomeowners
Property and liability protection for owner-occupied homes.
Colorado homeowners detailsLandlord
Property and liability coverage for rental and investment dwellings.
Colorado landlord detailsPersonal Umbrella
Extra liability protection layered over personal auto and home policies.
Colorado personal umbrella detailsPrivate Flood
Flood coverage placed through the private market as an alternative to the NFIP.
Colorado private flood detailsRenters
Contents and liability coverage for tenants.
Colorado renters detailsSpecialty Homeowners
Home coverage for hard-to-place, high-value, or non-standard properties.
Colorado specialty homeowners detailsVacant Property
Property coverage for vacant or unoccupied dwellings.
Colorado vacant property detailsCommercial lines in Colorado
Auto Physical Damage & Motor Truck Cargo
Physical damage and cargo coverage for trucking and motor-carrier risks.
Builders Risk
Coverage for buildings and structures during construction or renovation.
Business Owners Policy (BOP)
A packaged policy combining property and liability coverage for small and mid-size businesses.
Excess Liability
Additional liability limits layered above an underlying policy.
General Liability
Premises and operations liability coverage for a wide range of business classes.
Inland Marine
Coverage for movable property, equipment, and goods in transit.
Vacant Commercial
Property coverage for unoccupied commercial buildings.
Workers' Compensation
Coverage for employee work-related injury and illness costs.
This list is representative. Available coverage varies by state and property — contact us to confirm what’s available for you.