London-market tradition. American family service.
Home, renters, umbrella and pet insurance from a family-owned agency
Chelsea Insurance Services is a family-owned independent insurance agency based in Firestone, Colorado, and licensed in 43 states. We help renters, homeowners, pet owners and families find coverage that fits — and we cover you like our own.
Fortis et Fidelis — Strong & Faithful
Some of the markets we work with
Personal insurance
Whether you rent an apartment or own a home, the right policy starts with a conversation about what you need to protect.
Renters Insurance
Protection for your belongings and personal liability when you rent.
Learn more about renters insurancePersonal Umbrella
Extra liability protection layered over personal auto and home policies.
Learn more about personal umbrellaHomeowners Insurance
Property and liability protection for owner-occupied homes.
Learn more about homeowners insuranceWe’re the pet people
Coverage for your own pets, for your dog’s liability, and for the pet care business you run.
Pet Health Insurance
Help paying veterinary bills for covered accidents and illnesses for your dog or cat.
Learn more about pet health insuranceDog Liability Insurance
Liability coverage for dog owners, including dogs with a bite history or a landlord requirement.
Learn more about dog liability insurancePet Care Business Insurance
Liability coverage for pet sitters, dog walkers, groomers and trainers.
Learn more about pet care business insuranceBased in Colorado, licensed in 43 states
Our home is Firestone, Colorado, and we’re licensed in 43 states across the country.
- Licensed & active
- Not yet available
Why families work with Chelsea
- A family business in the truest sense. The people who answer the phone are the people who work on your coverage.
- More than one option. As an independent agency we can look at more than one insurance company for you, rather than offering a single company’s products.
- Hard-to-place welcome. If you’ve been non-renewed or turned down, talk to us — specialty options may exist.
- Colorado roots, multistate reach. We’re resident-licensed in Colorado and licensed in many other states, so we can often help when you move or own property elsewhere.
Local risks, explained
Insurance isn’t generic, and neither is the weather where you live. In Colorado, for example, spring and summer bring hail that can seriously damage a roof. Dry, windy seasons bring wildfire risk to the foothills and grasslands. And a hard freeze can split a pipe while you’re away for the weekend. Many Colorado homeowners policies handle hail with a separate deductible, and some settle roofs at actual cash value.
We’ll help you understand how your policy treats these Colorado risks before you need it. Read more about Colorado homeowners insurance and Colorado renters insurance.
- Hail: roofs, siding, windows and wind/hail deductibles
- Wildfire: defensible space, risk scores and loss-of-use protections
- Winter: frozen pipes, ice dams and water damage
How it works
- Tell us what you need. Use the quote form or call 720-669-3647.
- We compare options. We look at markets suited to your home, renters or liability needs.
- You choose. We walk you through the options in plain English.
Serving Firestone, the Front Range and beyond
We’re based in Firestone and work with households in Colorado and the other states where we’re licensed. Whether you’re renting your first apartment, closing on a house, adding a teen driver or bringing home a dog, we’ll talk through what you need to protect and what your current policies already do.
Already insured? Send us your declarations pages before your next renewal. A second look can catch gaps, such as a liability limit that no longer fits your household, a roof settlement term you didn’t expect, or a dog that isn’t covered the way you assumed. There’s no obligation to switch.
Prefer to talk it through? Call 720-669-3647, or email [email protected] and a member of our family will get back to you.
Text us: (308) 208-2260 — customer service for Chelsea Insurance Services clients, including InsureMyK9 policyholders.
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Insurance for your business, too
From general liability and commercial property to workers’ compensation and commercial auto, we also help business owners in Colorado and other states find coverage, including businesses that standard carriers have turned away. The same family answers the phone. Explore business insurance.
Get a quote
Tell us a little about what you need and we’ll follow up to review options with you.